125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Savers Club

Alternatives' Savers Club offers all the benefits of a Certificate with more flexibility. It's the perfect way to save money for expected expenses like the holidays, or a planned trip. It's also a great way to establish a savings habit! Here are the details:

 

  • You only need $100 to open a Savers Club Certificate.
  • The term of the Certificate is one year.
  • You can deposit any amount of money anytime during the year.
  • At the end of the year interest is added at 4-5 times the rate of a standard savings account.
  • The account can be closed at any time, but interest is forfeited if it is closed before the one year term.
  • There are no partial withdrawals permitted. If you close your account before dividends are credited, your deposits will be paid, but you will not receive the accrued dividends. Your Club account will be assessed a fee of all earned interest if it is closed prior to maturity. Withdrawals for the purpose of closing on a home purchase are permitted without penalty.
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    If you'd like to open a Savers Club account, stop in and see one of our Member Service Specialists.

    Check our our Savers Club rates!

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    Joe Nolan, Home Green Home

    My family's credit union has been Alternatives since '96; We liked the mission, and who could resist banking in a converted house? In 2005 I started thinking about a retail start-up called "Home Green Home" that would sell healthy and eco-conscious home furnishings and renovation supplies. The Business CENTS class helped me to understand and develop the elements of a business plan, and set me on the path to taking the big leap.

    At every stage, I've felt well supported by Alternatives' friendly staff. From one-on-one consultation to business banking and credit needs, I've received quick, helpful service at Alternatives. We always look to partner with organizations that share our values, and Alternatives fits the bill.


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