125 North Fulton St. Ithaca, NY 14850
Phone: (607) 273-4611
Toll Free: (877) 273-AFCU      Contact

Mobile Access

Mobile access is here

We’re excited to introduce mobile banking! With Mobile Access, Alternatives’ new mobile banking app, you will be able to perform many banking transactions on the go, from the convenience of your smartphone or mobile device.
• Check balances
• View transactions
• Transfer money between Alternatives accounts
• Make loan payments
• View spending patterns
• Use BillPay 
• Contact Alternatives Member Service
• Find ATM locations
• Receive mobile alerts

Mobile Access is available on Android smartphones and tablets, as well as iPhones, iPads, and iPod Touch. Phones must have a current data plan with internet access.

You must have an active account with Alternatives, and be already enrolled in our online banking site, Online Access (the login credentials to Mobile Access are the same as Online Access). Additionally, you must already be enrolled in BillPay through Online Access to use it on Mobile Access. 

How to get started
Download the app from the Apple Store or Google Play. Search for “Alternatives FCU.”

Windows phones, Blackberry phones and any non-smartphones with internet access will be able to access our WAP site  (Wireless Application Protocol), which is a streamlined browser-based version of Mobile Access. 

We will also have a mobile version of our website available at http://m.alternatives.org

Please contact your current phone service provider or Member Service if you need assistance downloading our app.

Online Access

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Chris Setlock

In the spring of 2014, we learned that our minivan needed repairs in excess of it's value. We'd already been cutting back on our auto use, and were trying to walk and bike more. We'd been talking with friends and reading about cargo bikes as a car alternative. Around the same time, a new business, "Boxy Bikes" opened in Ithaca, which specializes in electric and cargo bikes. We found a model we were interested in, and approached alternatives seeking financing. Alternatives set us up with a signature loan, and a "green loan" discount on our rate. Thanks to Alternatives, we are now the happy owners of a "Yuba Mundo" Electric Cargo bike. We can get anywhere we need to go, using no gas, and creating no emissions. I can carry two passengers, or a weeks worth of groceries. The loan will be paid off in two years, and the bike could last for many more, at a fraction of the cost of an automobile.

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