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The Credit Path

As Alternatives Credit Union has grown and changed, our use of the Credit Path model of financial empowerment has changed as well. Originally developed by Bill Myers as a way of understanding our members' financial situations and incorporating that into our business planning, the Credit Path describes where people are situated at various points along a continuum between poverty and self-sufficiency. Our job, as a community development financial institution, is to help our members move along that continuum by empowering them to make decisions, and offering opportunities, that will move them towards financial self-sufficiency. more»

Loan Services

Alternatives has a wide array of loan products for your borrowing needs. Different types of loans have different geographical requirements, but all loans require that you be a member of Alternatives Federal Credit Union. For information on becoming a member, click here. Members may apply online by signing onto the Members Only section, available by clicking on Member Login on the top right of every page. If you prefer the phone, members can apply 24/7 on our Anytime LoanPhone, 1-866-529-8722.